MORTGAGE INFORMATION & CALCULATOR

Mortgage Pre-Approval

Obtain the Best Rates & Lowest Closing Costs

When you are ready to purchase a home, it makes sense to negotiate from the most vital position possible. In a robust real estate market, sellers can be more selective in the final buyer they choose to deal with. In such a crazed seller's market, it's not uncommon for a home seller to receive multiple offers on their property. With that said, there are certain things you can do to make sure that your offer is the one the Seller goes with.

Most purchasers today go about the process entirely wrong, putting themselves at an overwhelming disadvantage!

Let's look at this from the Seller's perspective for a moment. If you were the Seller and had multiple offers on your property, all things being equal, would you accept the one with a Certificate of Financing Approval or the one still Conditional on Financing? The answer is obvious. Why do so many buyers wait to start the financing until after finding the home?

Even though most people will eventually be approved, having a Certificate of Financing Approval allows the Seller to accept your offer over competing offers that still require financing approval.

 If you're like most buyers, a home is the most expensive purchase you'll ever make, and you'll probably need some form of financing.

Many lending institutions offer a variety of mortgage products. Financing options and rates can vary widely, so it is essential to research and shop around to ensure you get the mortgage that best meets your needs at the best price.

I would be happy to refer you to some excellent mortgage contacts in Kennesaw or help you in any other way I can to secure the best possible rate for your home purchase.

Use the mortgage calculators below to assist you in making some decisions about financing your new home.

This calculator will help you determine your mortgage payments based on purchase price, interest rate, term, and other factors. The amortization table shows the interest and principal payments over the mortgage's term.